Apply for Funding
Complete the application and a Crystal Capital loan specialist will review your deal and send a term sheet within 24 hours. No hard credit pull. No obligation.
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Common Questions
Most deals close in 7–14 business days. Rush closings in 5 days are available for an additional fee.
We consider credit scores as low as 580. Our underwriting is primarily asset-based, meaning the deal quality matters more than your personal credit.
No W-2s or tax returns are required for most loan programs. We focus on the property value and your exit strategy.
We currently lend in 40+ states. Contact us to confirm availability in your specific state.
We lend up to 90% of the total project cost (LTC) on fix-and-flip loans and up to 75% LTV on bridge loans.
Most of our loan programs have no prepayment penalties after the minimum interest period. Terms vary by program.