Where Private
Capital Meets
Real Estate
Opportunity.

Crystal Capital connects real estate investors with fast, flexible private money. Whether you need to fund your next flip, bridge a gap, or deploy capital as an accredited investor — we make it happen.

48-Hour Approvals
Asset-Based Lending
No Income Verification

Get Funded in 7 Days

Submit your deal and receive a term sheet within 24 hours.

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Your Info
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Deal Details
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$0M+
Capital Deployed
0+
Deals Funded
0hrs
Avg. Approval Time
0%
Borrower Satisfaction

From Application to Funded Deal

01

Submit Your Application

Complete our 2-minute online application. Tell us about your deal, property type, and funding needs.

02

Deal Review & Term Sheet

Our underwriting team reviews your deal within 24 hours and issues a term sheet with competitive rates.

03

Appraisal & Underwriting

We order a property appraisal and complete our due diligence. Most deals close in 7–14 business days.

04

Funding & Closing

Funds are wired directly to escrow. You close your deal and get to work on your investment.

We Fund Deals That
Banks Won't Touch.

Traditional lenders move slowly and require perfect credit. Crystal Capital is different. We lend on the asset, not the borrower. If the deal makes sense, we fund it — fast.

No W-2s or tax returns required
Credit scores as low as 580 considered
Close in as few as 7 business days
Up to 90% Loan-to-Cost
Nationwide lending in 40+ states
Experienced team, transparent terms

Deals We've Funded

Real transactions. Verified numbers. Every deal below was funded by Crystal Capital — from first-time flippers to seasoned commercial investors.

$3.5M
Capital Deployed
11 days
Avg. Days to Close
30.7%
Avg. Borrower ROI
$841K+
Borrower Profits
Fix & FlipExperienced
Scottsdale, AZ · Single Family
Closed In
8d
Sep 2024

"Won a 4-offer bidding war with an 8-day close"

Purchase Price
$348,000
Loan Amount
$418,000
Rehab / Build
$72,000
ARV
$565,000
Rate
10.99%
Term
9mo
Points
2pts
LTV
74%
Gross Profit
$94,600
Exit Strategy
Listed MLS, sold in 11 days

Competing against 3 all-cash buyers. Our 8-day close with proof-of-funds letter won the deal at $2K under ask. Borrower completed rehab in 6 weeks and listed immediately.

BRRRRIntermediate
Memphis, TN · Duplex
Closed In
11d
Nov 2024

"Recycled 100% of capital — now cash-flowing $1,840/mo"

Purchase Price
$118,000
Loan Amount
$158,000
Rehab / Build
$44,000
ARV
$228,000
Rate
11.49%
Term
12mo
Points
2pts
LTV
69%
Annualized ROI
38.4%
Exit Strategy
Cash-out refi at 75% ARV — pulled $171K

Distressed duplex, both units vacant. Full renovation, new HVAC, roof, and kitchens. Refinanced with a local credit union at 7.25% 30-year. Now cash-flows $1,840/month net.

Fix & FlipExperienced
Atlanta, GA · Multi-Family
Closed In
13d
Jan 2025

"$174K gross profit on a 6-unit gut renovation"

Purchase Price
$485,000
Loan Amount
$612,000
Rehab / Build
$138,000
ARV
$895,000
Rate
10.49%
Term
11mo
Points
2pts
LTV
68%
Gross Profit
$174,200
Exit Strategy
Sold to out-of-state 1031 exchange buyer

6-unit apartment building, 4 of 6 units occupied at below-market rents. Full gut on vacant units, cosmetic refresh on occupied. Sold to a 1031 exchange investor at $8K under ask.

All figures are representative of actual funded transactions closed through Crystal Capital's lending network. Individual results vary based on market conditions, property quality, and borrower execution. Past performance does not guarantee future results.

Trusted by Investors Nationwide

"Crystal Capital funded my 3rd flip in under 10 days. The process was seamless and the rates were better than any other hard money lender I've worked with."

M
Marcus T.
House Flipper, Phoenix AZ

"As an accredited investor, I was looking for a way to put my capital to work in real estate without the headaches of being a landlord. Crystal Capital's syndication program has been a game changer."

J
Jennifer L.
Real Estate Investor, Dallas TX

"I've been a certified broker through Crystal Capital for 8 months and have closed 12 deals. The commission structure is transparent and payments are always on time."

D
David R.
Private Money Broker, Miami FL

Three Paths. One Platform.

Borrowers

Need fast capital for your next deal? We fund fix-and-flips, bridge loans, new construction, and more. Asset-based underwriting means we focus on the deal, not your credit.

Investors

Put your capital to work in vetted real estate deals. Earn passive returns secured by first-position liens on real property. Minimum investment from $50,000.

Brokers

Earn referral commissions by connecting real estate investors with our lending platform. No license required. Get certified and start earning today.